{"ok":true,"nota":{"id":"73934cdc1a33a53c","slug":"sin-estar-en-zona-de-inundacion-tu-casa-puede-correr-riesgo-y-pagar-ma-73934c","titulo":"Sin estar en zona de inundación, tu casa puede correr riesgo y pagar más caro el daño","resumen":"Un análisis muestra que muchas viviendas fuera de las zonas oficiales de inundación igual pueden sufrir daños graves. Advierte que los mapas oficiales no siempre reflejan el riesgo real de cada hogar.","fuente":"phys","fuenteNombre":"Phys.org","color":"#2b5c8a","autor":"","url":"https://phys.org/news/2026-11-fema-zone-home-neighbor.html","imagen":"https://scx1.b-cdn.net/csz/news/tmb/2026/maps-of-houston-neighb.jpg","tema":"sociedad","subtemas":["inundaciones","riesgo climático","seguros","vivienda","mapas de riesgo"],"entidades":["Phys.org","FEMA"],"formato":"dato","entretenimiento":false,"pubTs":"2026-11-02T21:40:01.000Z","indexTs":"2026-11-02T21:42:21.864Z","hash":"5227632430cb3d09edc98d4f4d99dc06b1076d36e6b7b63265245f6d0233e007","tsa":{"time":"Nov  2 21:42:33 2026 GMT","provider":"freetsa.org","sobre":"sello"},"stats":{"views":0,"likes":0,"clicks":0,"dwell":0},"tipo":"normal","registro":"hallazgo","porQueImporta":"Pero el agua no siempre respeta esas líneas, y el costo de reconstruir una casa sin cobertura cae enteramente sobre el dueño. Quien vive cerca de un arroyo o de una zona baja tiene que mirar más allá del papel que le dieron. La tranquilidad que daba el mapa era, en parte, una ilusión.","quienFirma":"Publicación de Phys.org (análisis periodístico)","confianza":"divulgacion","consulta":null},"sello":{"hash":"5227632430cb3d09edc98d4f4d99dc06b1076d36e6b7b63265245f6d0233e007","sello":"b766c6ecb573bc092ab075202bf4096bd047ce84a2445223e6a864dce944eedc","beacon":{"drand":{"cadena":"8990e7a9aaed2ffed73dbd7092123d6f289930540d7651336225dc172e51b2ce","ronda":6607490,"aleatorio":"a38a5a8be709a7c81be2669f7eee13e5429f495ca86b046fa0dd26996b470579","tiempo":"2026-11-02T21:42:00.000Z"},"nist":{"cadena":2,"pulso":2010679,"salida":"8C3ECFEDB88B005C6CC88D3C497BBCF349059D62EE6C8DC418992C5A3149805FC6DA260B00A9E98BC2AF1A422012A28C67345289C888BE3591E10B7442451C3E","tiempo":"2026-11-02T21:41:00.000Z"},"noAntes":"2026-11-02T21:42:00.000Z"},"verificacion":{"drand":true,"nist":true},"tsa":{"time":"Nov  2 21:42:33 2026 GMT","provider":"freetsa.org","sobre":"sello"},"original":{"titulo":"Not in a FEMA flood zone? Your home could still be at risk—and you could suffer more than your neighbor","descripcion":"If your home isn't in a federally designated flood zone, flooding might seem like someone else's problem. No one requires you to buy flood insurance, and the map suggests you're in the clear. But reality may be very different.","pubDate":"Mon, 02 Nov 2026 16:40:01 EST","url":"https://phys.org/news/2026-11-fema-zone-home-neighbor.html"},"indexado":"2026-11-02T21:42:21.864Z"}}